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    1. Laman Utama
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    3. Subsidies for Senior Equipment and Assistive Devices in Singapore
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    Subsidies for Senior Equipment and Assistive Devices in Singapore

    Guide to Singapore subsidies for senior assistive devices and equipment, including the Seniors' Mobility and Enabling Fund, eligibility, and how to apply for support.

    Elderwise Editorial Team22 Disember 20257 min bacaan

    As seniors age, many require assistive devices and equipment to maintain their independence, safety, and quality of life. From wheelchairs and walking frames to hospital beds and shower chairs, the right equipment can make the difference between a senior being able to remain at home and needing residential care. However, the cost of these devices can be a significant concern for families.

    Singapore provides several subsidy schemes that make assistive devices and home modifications substantially more affordable. This guide covers the key programmes, what they cover, and how to access them.

    Seniors' Mobility and Enabling Fund

    The Seniors' Mobility and Enabling Fund (SMF) is the primary government scheme for subsidising assistive devices, consumables, and home modifications for seniors in Singapore. Administered by the Agency for Integrated Care (AIC), the fund has helped hundreds of thousands of seniors access the equipment they need.

    What the SMF Covers

    The SMF provides subsidies for three broad categories of support.

    Assistive devices include wheelchairs, motorised scooters, walking frames and walking sticks, hearing aids, pressure-relieving mattresses, hospital beds, shower chairs and commodes, transfer aids such as sliding boards and transfer belts, and orthotic and prosthetic devices.

    Consumables include incontinence products such as adult diapers and pads, wound care supplies, and catheter supplies. These recurring costs can add up quickly, and the SMF subsidy helps make them manageable.

    Home modifications include grab bars in bathrooms and corridors, ramps for wheelchair access, door widening, toilet modifications including raised toilet seats and bidet attachments, and non-slip flooring in wet areas.

    Eligibility and Subsidy Levels

    To be eligible for the SMF, the senior must be a Singapore Citizen or Permanent Resident aged 60 and above, or a Singapore Citizen or Permanent Resident of any age with a disability. The subsidy level is means-tested based on per capita household income.

    For households with per capita monthly income of $800 or below, the subsidy covers up to 90 per cent of the cost. For per capita monthly income between $801 and $1,200, the subsidy covers up to 75 per cent. For per capita monthly income between $1,201 and $2,600, the subsidy covers up to 50 per cent. For per capita monthly income above $2,600, a fixed co-payment applies.

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    Table of contents

    • Seniors' Mobility and Enabling Fund
    • What the SMF Covers
    • Eligibility and Subsidy Levels
    • How to Access SMF Subsidies
    • Step One: Get an Assessment
    • Step Two: Obtain the Device or Service
    • Step Three: Maintenance and Replacement
    • MediSave for Assistive Devices
    • ElderShield and CareShield Life
    • Specific Device Categories
    • Mobility Aids
    • Hearing Aids
    • Personal Emergency Response Systems
    • Home Hospital Equipment
    • Home Safety Modifications
    • Priority Modifications
    • Getting Started

    These subsidy levels represent substantial savings. A wheelchair that costs $400, for example, would cost only $40 out of pocket for the lowest income tier.

    You do not need to apply for the SMF separately. When you obtain a prescription or assessment for an assistive device or home modification from an approved healthcare professional, the subsidy is applied automatically at the point of purchase or service delivery at an AIC-approved vendor.

    How to Access SMF Subsidies

    The process for accessing SMF subsidies is straightforward, though it does require a professional assessment.

    Step One: Get an Assessment

    An assessment by a qualified healthcare professional is required to confirm the need for the device or modification. Occupational therapists, physiotherapists, audiologists, and doctors at public hospitals, polyclinics, and ILTC service providers can conduct these assessments.

    If your loved one is currently receiving care at a hospital, polyclinic, or community service, ask the care team about an assistive device assessment. If your loved one is living at home and not currently linked to a care provider, contact AIC at 1800-650-6060 to request an assessment.

    Step Two: Obtain the Device or Service

    Once the assessment is complete and the prescription issued, you can obtain the device or modification from an AIC-approved vendor. The SMF subsidy is applied directly, so you only pay the co-payment amount.

    For home modifications, the approved vendor will typically conduct a home visit to assess the specific requirements, provide a quotation, and carry out the installation. The process from assessment to installation usually takes two to four weeks for standard modifications.

    Step Three: Maintenance and Replacement

    The SMF also covers repair and replacement of subsidised devices when they wear out or the senior's needs change. Replacement intervals vary by device type, with standard waiting periods before a new subsidy for the same category is available. However, if the senior's condition changes significantly, an earlier replacement can be requested through a reassessment.

    MediSave for Assistive Devices

    In addition to the SMF, MediSave can be used to pay for certain assistive devices and medical consumables. The MediSave500 scheme allows seniors to use up to $500 per year from their MediSave account for outpatient medical expenses, which can include prescribed medical devices.

    Family members can also withdraw from their own MediSave to cover approved devices for their parents or grandparents, subject to the applicable withdrawal limits.

    ElderShield and CareShield Life

    Seniors who are receiving payouts from ElderShield or CareShield Life can use these funds toward assistive devices and equipment. CareShield Life, which provides cash payouts for severe disability, is particularly relevant as the payout amounts are designed to help cover long-term care costs including equipment needs.

    Specific Device Categories

    Understanding what is available for specific needs can help families make informed decisions.

    Mobility Aids

    Mobility aids range from simple walking sticks and quad sticks to rollator walkers, manual wheelchairs, and motorised wheelchairs and scooters. The choice depends on the senior's physical capabilities, living environment, and lifestyle. An occupational therapist or physiotherapist can recommend the most appropriate option.

    For HDB environments, consider the size and manoeuvrability of the device within typical flat dimensions, including corridor widths and bathroom doorways.

    Hearing Aids

    Hearing loss affects a substantial proportion of seniors and is strongly associated with social isolation and cognitive decline. Hearing aids subsidised through the SMF are available from approved audiologists at public hospitals and participating private providers. Digital hearing aids that were once prohibitively expensive are now accessible through the subsidy scheme.

    Personal Emergency Response Systems

    Personal emergency response systems, including wearable alert buttons and home-based sensors, can be partially subsidised through SMF or purchased through schemes coordinated by AIC. These devices are particularly valuable for seniors living alone or those at risk of falls.

    Home Hospital Equipment

    For seniors with more intensive care needs at home, equipment such as hospital beds, suction machines, oxygen concentrators, and pressure-relieving mattresses may be required. These items carry a higher price tag, making the SMF subsidy especially impactful. Rental options are also available through some ILTC service providers for equipment that may only be needed temporarily.

    Before purchasing any assistive device privately, check whether it is covered under the SMF. Many families buy equipment at full price without realising that a substantial subsidy was available. Even if you have already purchased a device, ask about reimbursement possibilities for future needs.

    Home Safety Modifications

    Home modifications deserve particular emphasis because they address systemic safety risks rather than individual symptoms. A home that has been properly modified for an ageing resident is fundamentally safer and more enabling than one that has not.

    Priority Modifications

    The highest-impact modifications for most seniors include grab bars beside the toilet and in the shower area, non-slip mats or flooring in wet areas, adequate lighting in hallways, stairways, and bathrooms, removal of trip hazards such as loose rugs and raised thresholds, and lever-style door handles and tap fittings that are easier to operate with reduced grip strength.

    An occupational therapist can conduct a comprehensive home safety assessment and recommend modifications tailored to your loved one's specific needs and your home layout.

    Getting Started

    If your loved one needs assistive devices or home modifications, the most efficient path is to speak with their regular healthcare provider or contact AIC directly. An assessment can be arranged quickly, and the subsidy process is designed to be as smooth as possible.

    At Elderwise, we help families identify the equipment and modifications that can make the biggest difference in their loved one's safety and independence. Our platform connects families with information about available subsidies and guides them through the process of accessing support, so that cost is never a barrier to the right care.